Bankruptcy Attorneys
Filing bankruptcy can be an intimidating experience, and while the law allows you to represent yourself in a bankruptcy, sometimes it's a wise decision to hire a competent bankruptcy attorney. A bankruptcy attorney can help you determine if any property will have to be handed over or sold, if you should make a reaffirmation agreement for certain debts, and which exemptions are proper to protect your property. If you have any qualms about representing yourself, or have any of the situations below, you should consult an attorney before deciding to file bankruptcy yourself.
You have a lot of property - If you have a lot of property whether real or personal, you should seriously consider hiring a bankruptcy attorney to complete your paperwork and represent you. Both chapter 7 and chapter 13 bankruptcy provide protection for some property, so understanding your options is extremely important.
You are behind on your mortgage and want to keep your home - Pretty much any reason you want to file a chapter 13 falls in this category, but especially when it comes to your home. A bankruptcy attorney will be able to make the right calculations and know what the court wants to see, as well as your bank. Don't risk your home.
You have a lot of income, or variable income - The new bankruptcy laws, especially the means test, need to be understood so you file the right chapter of bankruptcy and don't risk having your case dismissed.
Complete our brief survey for a free bankruptcy case review by a licensed bankruptcy attorney.