After losing my job and not being able to pay my bills I had a couple of credit card companies take me to court. They got judgments against me, which I still can’t pay. Can these judgments be wiped out if I file for bankruptcy?

If you are filing chapter 7 bankruptcy judgments are basically considered like any of your other debts. You will include the judgments on your schedules and include the information on your statement of financial affairs. The companies that received the judgments will have the opportunity to speak on their behalf just like any of your other creditors. If the judgment is discharged with your other debts then it will be forgiven and removed from your credit report. If you are filing chapter 13 the judgment debts will be included in your repayment plan like your other debts and discharged at the end if you complete the 13 repayment plan.